Quick take
- Portugal uses the euro; cards are widely accepted in Lisbon, but small cash still helps.
- Use cash for small cafés, kiosks, and markets when it’s easier.
- Tipping isn’t the same as in the US — think ‘optional appreciation’, not obligation.
- Avoid cash-stress by withdrawing modest amounts and paying most by card.
- Keep valuables secure in crowds and avoid flashing large amounts of cash.
- Your best money strategy is simplicity: fewer decisions, more Lisbon.
How we update this guide
We try to keep advice here timeless (neighborhood logic, routes, pacing) and call out details that can change quickly (opening hours, transit patterns, prices, seasonal events). If something important changes, we want to hear it.
- Site-wide review date: 2025-12-31
- If you spot an error: send the page URL + what changed + the date you observed it.
- For anything time-sensitive, verify official sources close to travel time.
Card vs cash: the Lisbon reality
In most Lisbon travel situations, paying by card is easy. But having a small amount of cash can make everyday moments smoother: small cafés, kiosks, and market browsing.
A good strategy is to keep a modest cash buffer and use card for most larger payments.
- Use card for most meals and accommodation.
- Carry small cash for quick coffees and small purchases.
Tipping in Lisbon (simple guidance)
Tipping culture in Lisbon is generally more optional than in the US. If you’ve had good service, a small tip or rounding up can be a nice gesture — but you don’t need to tip aggressively to be respectful.
The most important thing is to avoid anxiety. Be calm, be kind, and tip when it feels appropriate to you.
- Think: small appreciation, not obligation.
- When in doubt: rounding up is a simple, polite move.
ATM and payment safety
Lisbon is generally safe, but busy areas can attract pickpocketing. Keep your wallet and phone secure, especially in nightlife streets, crowded trams, and popular viewpoints.